What If Work Has Already Become Optional

Charlie Jewett

Published on: 08/09/2026

You may not need another million dollars to retire. Learn how closing your retirement income gap through simple, willing tradeoffs could make work optional sooner than you think.

can I retire nowwhen can I retirewhat if work is optionalretirement income gapretirement income planninghow much income do I need to retirehow much money do I need to retireretire earlyretirement planningretirement incomegap zero incomeRetire NOW Methodmake work optionalretirement expensesSocial Security retirementretirement savingsretirement strategiesretirement lifestyleretirement tradeoffsretirement options

Why Is It So Hard to Know If You Can Retire?

Charlie Jewett

Published on: 08/09/2026

Retirement feels complicated because there are too many unknowns. Learn how focusing on the income and expense variables you can control can make the retirement equation much easier to solve.

can I retirewhen can I retirehow to know if I can retireretirement planningretirement incomeretirement income gapincome gapretirement expensesSocial Security retirementretirement variablesretirement strategyRetire NOW Method

How Should Your Money Change When You Retire?

Charlie Jewett

Published on: 08/09/2026

Retirement changes the job of your money. Learn why separating your assets into INCome, INCase, and INCrease may help you build a retirement plan around the life you actually want.

how should your money change when you retireretirement income planningevery dollar has a jobretirement portfolioretirement incomeincome in case increasehow to retire nowretire now methodretirement savingsretirement planning

Can You Do Everything Right and Still Run Out of Money?

Charlie Jewett

Published on: 08/09/2026

Two retirees can start with the same money, take the same income and earn the same average return—yet have completely different outcomes. Here’s why the order of returns matters.

sequence of returns risksequence of return riskretirement incomerunning out of money in retirementretirement planningretirement withdrawalsmarket crash in retirementretirement portfolioretirement income planninghow long will my retirement money last

Have a question? Ask Charlie here.
Or email [email protected]